Home and Contents

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Insurance that’s as safe as houses

Protection against loss or damage, including that caused by theft, is an important and sensible precaution for any householder.

When you obtain insurance with Alliance One you get the protection of Allianz Home and Contents cover, plus some real bonuses:

A 10%*⁺ discount if you take out both home and contents cover through Alliance One Credit Union.
Up to 30%**⁺ No Claim Bonus with your home and contents cover
Monthly payment options

Why choose Allianz for your home and contents insurance:

Affordable - Competitive prices with flexible payment options.
Choice - A range of comprehensive home and content insurance products to suit your budget and needs.
Easy claims process - Allianz makes the claims process easy. We understand that if you need to make a claim, you want to be able to settle it quickly and with a minimum of fuss.
Sounds pretty simple

Additional Information

What is covered?	Prestige Home	Classic Home	Vital Home
Insured Events cover	N/A	Yes	Yes
Accidental loss or damage	Yes	N/A	N/A
Accidental breakage of glass	Yes	Yes	Yes
Additional cost of temporary accommodation	Yes	Yes	Yes
	Up to 10% of contents sum insured combined with 'Removal of debris, professional fees, and extra costs'
Automatic indexation of sum insured	Yes	Yes	Yes
Compensation for death	Yes	Yes	Yes
	Up to $10,000
Contents in open air at the risk address	Yes	Yes	Yes
	Sub-limits for selected contents based on insured loss or damage
Contents in safe deposit box	Yes	Yes	Yes
	Up to 20% of contents sum insured
Credit cards - cover for loss or theft	Yes	Yes	Yes
	Up to $5,000		Up to $2,500
Fusion of electric motors	Yes	Yes	N/A
	Motors up to 12 years old	Motors up to 10 years old
Guests', visitors' and domestic helpers' property	Yes	Yes	Yes
	Up to $5,000
Landlords' contents	N/A	Yes	Yes
		Up to $10,000
Legal liability cover	Yes	Yes	Yes
	Up to $20,000,000		Up to $10,000,000
Modifications to buildings for paraplegia & quadriplegia	Yes	Yes	Yes
	Up to $10,000
Replacement of locks and cylinders	Yes	Yes	Yes
	Up to $2,000	Up to $1,000
Security firm attendance	Yes	Yes	Yes
	Up to $500
Spoilage of refrigerated / freezer food	Yes	Yes	N/A
	No specified limit	Up to $500
Temporary removal of Contents from your risk address	Yes	Yes	Yes
	Up to 20% / $7,500 of contents sum insured with sub-limits for selected contents
Title deeds	Yes	Yes	Yes
	Up to $2,000
Veterinary costs	Yes	Yes	Yes
	Up to $500

_{**This is a summary of features only - full details of cover, limits and exclusions available in the relevant Product Disclosure Statement.}

More Information

Get a Quote

Get an obligation free quote

Please note, only Classic Home Insurance is available online. If you wish to purchase Prestige Home Insurance please contact us on 1300 344 481.

Questions?

If you have any questions, please contact us

Disclaimers

*Minimum premiums may apply. Any discounts/entitlements only apply to the extent any minimum premium is not reached. If you are eligible for more than one, we also apply each of them in a predetermined order to the premium (excluding taxes and government charges) as reduced by any prior applied discounts/entitlements.

**To qualify for the maximum No Claim Bonus of 30%, customers must have had no home or contents insurance claims in the preceding five years. However customers who have had up to two claims may still qualify for reduced No Claim Bonus.

+ Discounts may not be applied to any flood component of the premium (if applicable)

This Insurance is underwritten by Allianz Australia Insurance Limited (Allianz) ABN 15 000 122 850 AFS Licence No. 234708. Alliance One Credit Union (A1CU) ABN 13 087 651 198 AFS Licence No. 237584 acts as an agent for Allianz not as your agent. A Product Disclosure Statement (PDS) for insurance products can be requested by calling Alliance One Credit Union on 1800 814 766 between Mon – Fri 9am-5pm or available on this website. Any advice here does not take into consideration your objectives, financial situation or needs, which you should consider before acting on our recommendations. You should read and consider the relevant PDS before deciding whether to acquire any product mentioned. If you purchase this insurance, Alliance One Credit Union will receive a commission that is a percentage of the premium. Ask us for more details before we provide you with any services on this product.